Take out money for any purpose.
Whatever your plans, the right loan can help you
Living life on only a single source of income is quite arduous while living cost is rising with each passing day. You often face difficulty keeping up never-ending expenses with cash flows. Much as you manage to build up your savings, you fall short of cash when an emergency rears its head.
You may need money to buy a car, to pay off your debts, to move a new home, or for any other reason. Whether you want to take out short term loans or long term loans, Finance Ever could be the right lender for you.
Common features of our loans:
- Borrow up to £50,000
- Instant decision
- Same-day transfer
- No hard credit check
- No upfront fees
- Online application
- Flexible terms
Benefits of Our Loans
We offer competitive interest rates for all types of loans, depending on your financial condition. Our Annual Percentage Rate (APR) is lower than the market rate and we can proudly declare that through our transparent and unbiased policy with all our customers. Whether you are a new customer or existing, you will get the same benefits with no hassle at all.
- You will get a range of different loans for different needs.
- Our APR is more competitive than others are.
- We will help you choose the personalised loan.
- Our professional guidance will help you plan your budget.
You must meet the following criteria to apply for our loans:
- You have come of age.
- You are a permanent resident of the UK.
- You have a regular source of income.
- You are not bankrupt.
- You must have a bank account.
Have a question? Get the answer
- 1. What is an APR?
APR is the Annual Percentage Rate, the total cost of money borrowed. Apart from the total interest, it includes administration costs charged during the loan processing. The APR varies from lender to lender. Finance Ever charges the most affordable interest rates.
- 2. Will you get what you quote?
No, we are a responsible lender. We will lend you what you can afford, not what you desire. You will get bespoke loan offers so that you do not miss any repayment.
Loan management questions:
- 1. When will you repay the loan?
Short-term loans such as quick loans come only for short duration that ask you to pay off in lump sum. You will have usually 14-days or a month to settle the debt. Long-term loans including personal loans have a greater length, generally from 1 year to 5 years.
- 2. How will you make monthly repayments?
An auto-debit mode will be set up with your bank account that means the amount is automatically deducted from your bank account on the due date. All these arrangements will be done during application procedure.
- 3. Can you choose the repayment date?
Since we make all possible efforts to ensure you do not fall behind payments, we give you the right to choose the repayment date that is best for you. If you are applying for loans for unemployed, you can choose the date based on your cash inflows.
- 4. What if you miss the repayment?
If you miss the repayment, you will be charged late payment fees. If you do not clear your dues within the next 30 days, we will inform credit bureaus about your default.
- 5. Can you pay off the loan early?
Not all loans allow you to repay early. If you do so, you will pay prepayment penalty. Make sure that you have read all terms and conditions mentioned in your loan agreement. It clearly states about the prepayment clause. If you have any doubt or query regarding it, ask when you sign the agreement.
- 6. What if you struggle to repay your loan?
If you think you will not be able to repay the debt, whether it is emergency loan or instalment loan, talk to us. Let us know your true financial condition so that we can provide you with alternatives.
Application procedure related questions:
- 1. Does the application procedure include paperwork?
When you put in a loan application, you do not need to submit any paperwork. You fill out the given particulars online and submit it. Finance Ever will get back to you after the approval to update you the next step of the procedure.
- 2. Is a credit check necessary?
Whether you take out bad credit loans or long term loans, we will run neither a hard credit check nor a soft credit check in specific circumstances.
Our loans offer flexible terms, lower interest rates, and no credit check. Doesn’t it sound good? If yes, why do not you apply?